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The Advantage Retirement Group Process
At Advantage Retirement Group, we seek to build lifelong relationships with our clients, rooted in service, integrity and trust. We help our clients select with confidence financial strategies and tools suited to their individual needs and goals. Our priority is to help ensure each client has a sound and enduring financial plan. Advantage Retirement Group was founded by Alfie Tounjian, CFP®. Our headquarters office is located in Fort Myers, Florida. The firm specializes in pre-retirement planning and post-retirement financial solutions.
For most Americans, retirement is the largest financial undertaking of their lives. But will you have enough to retire confidently? Our Retirement Simulator process can show you how to fly in retirement — and soar past what you originally thought possible.
The foundation of a solid retirement lies in the security of knowing it’s funded by reliable and predictable income. We’ll start with determining how much you need and then structure a customized plan to get you there. Our goal is to create an income plan that allows you the freedom and fulfillment you’ve envisioned for your retirement. This includes a variety of tools, such as:
The foundation of a solid retirement lies in the security of knowing it’s funded by reliable and predictable income. We’ll start with determining how much you need and then structure a customized plan to get you there.
Our goal is to create an income plan that allows you the freedom and fulfillment you’ve envisioned for your retirement. This includes a variety of tools, such as:
Annuities | Investments | IRA/401(k) rollovers | Income and expense analysis | Social security maximization | Inflation plan
Spousal plan | Comprehensive institutional money management
True independence is gained by growing your money through investments. But are your investments right for you? We’ll analyze your portfolio to uncover potential vulnerabilities and devise a plan to help reduce risk in your investments. This typically includes:
Assessing your risk tolerance | Adjusting your portfolio to reduce fees | Volatility control
Evaluating ways to reduce risk while still working toward your goals | Longevity protection
Creating financial independence in retirement starts with protecting your assets. That protection doesn’t just involve reducing risk; it also requires a strategy for potentially minimizing how much you pay in taxes. We’ll look at the taxable nature of your current holdings, suggest ways to include tax-deferred or tax-free money in your financial plan, and build a tax-efficient distribution strategy to help maximize your retirement income.
How much will health care cost throughout your retirement? Rising costs and unexpected health issues can wreak havoc on your plan. We’ll help you identify potential health-care concerns and how to be financially prepared to cover them. Your health-care plan may include:
Components of Medicare | Long-term care | Life insurance
Many of us hope to leave behind a legacy of generosity. We’ll work with qualified professionals to create a plan designed to pass your hard-earned assets to your beneficiaries in the most tax-efficient manner. Components of your legacy plan could include:
Maximizing your estate and income tax planning opportunities.
Protecting any assets in trust and ensuring they are distributed to your beneficiaries probate-free.
Preventing your IRA and qualified accounts from becoming fully taxable to your beneficiaries upon your death.
We can also refer you to professionals who provide the following services:
Trusts | Probate | Charitable Giving | Estate Planning | Tax Planning
Ready to Take The Next Step?
For more information about any of the products and services listed here, schedule a meeting today or
register to attend a seminar.