Are You Preparing To Soar to New Heights?
We’re here to help you feel confident about your financial future.
The Retirement Simulator Process
For most Americans, retirement is the largest financial undertaking of their lives. But will you have enough to retire confidently? Our Retirement Simulator process can show you how to fly in retirement — and soar past what you originally thought possible.
The foundation of a solid retirement lies in the security of knowing it’s funded by reliable and predictable income. We’ll start with determining how much you need and then structure a customized plan to get you there. Our goal is to create an income plan that allows you the freedom and fulfillment you’ve envisioned for your retirement. This includes a variety of tools, such as:
The foundation of a solid retirement lies in the security of knowing it’s funded by reliable and predictable income. We’ll start with determining how much you need and then structure a customized plan to get you there.
Our goal is to create an income plan that allows you the freedom and fulfillment you’ve envisioned for your retirement. This includes a variety of tools, such as:
Annuities | Investments | IRA/401(k) rollovers | Income and expense analysis | Social security maximization | Inflation plan
Spousal plan | Comprehensive institutional money management
True independence is gained by growing your money through investments. But are your investments right for you? We’ll analyze your portfolio to uncover potential vulnerabilities and devise a plan to help reduce risk in your investments. This typically includes:
Assessing your risk tolerance | Adjusting your portfolio to reduce fees | Volatility control
Evaluating ways to reduce risk while still working toward your goals | Longevity protection
Creating financial independence in retirement starts with protecting your assets. That protection doesn’t just involve reducing risk; it also requires a strategy for potentially minimizing how much you pay in taxes. We’ll look at the taxable nature of your current holdings, suggest ways to include tax-deferred or tax-free money in your financial plan, and build a tax-efficient distribution strategy to help maximize your retirement income.
Many of us hope to leave behind a legacy of generosity. We’ll work with qualified professionals to create a plan designed to pass your hard-earned assets to your beneficiaries in the most tax-efficient manner. Components of your legacy plan could include:
Maximizing your estate and income tax planning opportunities.
Protecting any assets in trust and ensuring they are distributed to your beneficiaries probate-free.
Preventing your IRA and qualified accounts from becoming fully taxable to your beneficiaries upon your death.
How much will health care cost throughout your retirement? Rising costs and unexpected health issues can wreak havoc on your plan. We’ll help you identify potential health-care concerns and how to be financially prepared to cover them. Your health-care plan may include:
Components of Medicare | Long-term care | Life insurance
We can help you craft a retirement income strategy that incorporates a variety of products and services designed to preserve your assets and provide reliable income.
We work to help you grow your wealth wisely, building investment strategies that address your retirement goals while also accounting for your risk tolerance.
From potentially lowering your tax bracket to reducing Social Security taxes and creating tax-free income, we devise efficient strategies aimed at easing your tax burden.
You want to take care of your loved ones now, in the future and long after you’re gone. We can help you develop a strategy to do that.
Health Care Planning
We help you evaluate your situation to determine if a long-term care insurance plan is right for you and will give you increased confidence that your future is secure.
We can also refer you to professionals who provide the following services:
Trusts | Probate | Charitable Giving | Estate Planning
Doing What’s Best for You
It is our mission to provide all our clients with unbiased advice that we believe is in their best interest. There are regulatory standards that apply to the work we do. For investment advice, we are held to the fiduciary standard, which means we act in our clients' best interest while disclosing any potential conflicts of interest. When providing insurance recommendations, at the regulatory level, we are held to the suitability standard, which requires that the recommendation meet your stated financial needs and objectives.